Can I Eliminate Credit Card Debt Through Bankruptcy?

Despite what you may have heard, you can eliminate your credit card debt through bankruptcy. Since the bankruptcy laws were revamped in 2005, many people have expressed confusion over whether or not they are still able to discharge their credit card through bankruptcy.

The news laws didn't eliminate a person's opportunity to discharge their credit card debt, they simply made it more difficult for people to file for Chapter 7 bankruptcy. Whereas before pretty much anyone could file for Chapter 7, now people who wish to eliminate their debt without a repayment plan must first pass the Means Test. Those who do not pass the test must either file for Chapter 13 bankruptcy or look into some other debt relief options.

If you are in over your head in credit card debt, a Los Angeles bankruptcy lawyer at Pacific Attorney Group can help. We have a great deal of knowledge and practice in U.S. bankrputcy laws, and have helped clients from all walks of life obtain relief from debt by filing for bankruptcy. If eliminating your credit card debt is your objective, you can trust our firm to help you find best possible solution to get the job done.

For more information about our bankruptcy and debt relief services, please contact Pacific Attorney Group today at (213) 236-4400!